LOANS
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Rates
and Terms
Contact an IAMCFCU Representative
Vehicle Loan
Looking at buying a new or used vehicle? Or are you just looking
to refinance? Either way, we can help. Our competitive rates are
sure to please you.
Recreational Vehicle Loan
You are ready for a vacation, but something is missing... a boat
to cruise in, a motor home to see the sites in, or a camper to get you
away from the hustle and bustle. Maybe your child wants a
4-wheeler for the upcoming birthday. Whatever your need, we
can finance a recreational vehicle for you. We make loans for motor
homes, travel/camper trailers, vans, planes, boats, jet
skis, motorcycles and 4-wheelers.*
Farm Equipment Loan
You have a field to sow, but you've had your equipment for years and
it's not up to your expectations. Replace that equipment and put
your mind at ease. We will finance up to $20,000 for up to 72 months
on farm equipment, including tractors and trailers. Limitations may
apply.*
Mobile Home Loan
Do you want to buy a mobile home you fell in love with or have you
decided that you want to use one as a vacation home on the lake? We
can help fulfill your dreams. If you use your mobile home as your
primary or secondary residence, we can finance up to 120 months on a new
one or up to 84 months on a used one.*
Signature Loan
When you are in need of extra funds, we can help with an unsecured
signature loan. If qualified, you can borrow up to $7500.00 or if
you just need a few dollars until payday, we will loan as little as
$100.00.*
Overdraft Loans
Do you want to feel at ease that your checks will be paid if you run
out of money before payday? We can offer up to $300 in an
overdraft protection line of credit. Up to $300 will be transferred to your
account in $50 increments as needed to cover overdrafts. As the loan is repaid, funds
become available again.*
Lines of Credit
Available upon request - special conditions apply.*
* Rates and terms may vary; a down-payment may be
necessary and may vary in amount/percentage depending on the type of loan
and various factors; approval of
loans will be based on established qualification guidelines; payment
examples are listed below.
PAYMENT EXAMPLES
Ä The monthly payment amount for a
$30,000 loan at 6.00% APR paid in 84 months would be approximately $438.33.
Ä The monthly payment
amount for a $25,000 loan at 9.25% APR paid in 120 months would be approximately
$320.22.
Ä The monthly
payment amount for a $1200 loan at 12% APR paid in 12 months would be
approximately $106.66.
Ä These are
only examples meant to be an estimate of a monthly payment.
To assist members in accessing information not maintained
on this site, IAM Community Federal Credit Union provides links to other internet
addresses. Be advised that: 1) by clicking on any link to
other internet addresses, you are leaving the credit unions' web site; 2)
you are linking to an alternate web site not operated by the credit union;
3) the credit union is not responsible for the content of the alternate
web site; 4) the credit union does not represent either the third party or
the member if the two enter into a transaction; 5) privacy and security
policies may differ from those practiced by the credit union.
Vehicle
Purchase Information
NADA
Kelley Blue
Book
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