Loan Rates

"Not for Profit, Not for Charity, But for Service"

                                                                          467 S Daleville Avenue * P.O. Box 366 * Daleville, AL 36322 * Phone (334) 598-6361 * Toll Free (800) 343-9933
                                                                                           1108 Boll Weevil Circle * P.O. Box 311990 * Enterprise, AL 36331 * Phone (334) 347-9000
                                                                                                          24-Hour Telephone Teller (334) 503-4874 or Toll Free (866) 503-4875

Check Out Our GREAT Share Certificate Rates!!

"Once a member,

always a member"

IAM

Community

Federal Credit

Union

Officials

and

Management

BOARD OF DIRECTORS

Chairman

Mitch Lee

Vice-Chairperson

James W Johnson

Secretary

Devane Motley

Treasurer

Marvin Wise

Members
Ralph Scarbrough

Merilyn Campbell

Ronald Boydstun

SUPERVISORY COMMITTEE

Chairman

Billy Harrison

Secretary

Tyrus Waters

Members
John W. Tillman

Kevin Donaldson

Mitch Lee

MANAGEMENT

CEO

J. Paul Dykes

Enterprise Branch Manager

Jennifer L. Arnette

Daleville Branch Manager

William T. Leib

Daleville Asst. Branch Mgr

Gabriela R. Ingram

Mission Statement
It is the purpose of IAM Community Federal Credit Union to provide a safe and sound financial institution in order to provide its members with cost effective financial services, to endeavor to expand both membership and services, and to promote the principles of the credit union movement.

Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States government.

National Credit Union Administration

Website Last Updated

September 3, 2008

Copyright IAMCFCU


Online Banking Login		Online Check Orders

LOAN RATES

The rate shown is the most common rate charged to our borrowers.
Your rate may be higher or lower based on your credit history at the time of an advance.
Rates subject to change without notice.
Rates effective June 11, 2008

Loan Type	Term	APR*

Vehicles
Current and 1-year old	36 months	4.75%
	48 months	5.25%
	60 months	5.50%
	72 months (value over $20,000)	5.75%
	84 months (value over $30,000)	6.25%
2 and 3 years old	48 months	6.00%
	60 months (value over $15,000)	6.25%
	72 months (value over $25,000)	6.50%
4 years and older	up to 48 months	7.00%

Boats & Jet Skis
New	60 months (value under $15,000)	8.00%
	72 months (value over $15,000)	8.50%
Used	60 months (value under $15,000)	9.00%
	72 months (value over $15,000)	9.50%

Farm Equipment	48 months (value under $15,000)	11.00%
	60 months (value over $15,000)	12.00%
	72 months (value up to $20,000)	13.00%

Motorcycles & 4-Wheelers	48 months (value under $8,000)	8.00%
	60 months (value over $8,000)	8.50%
Mobile Homes
New	up to 120 months	11.00%
1-3 years old	84 months	12.00%
4 years and older	60 months	13.00%

Recreational Vehicles
New	72 months (value under $20,000)	8.00%
	143 months (value over $20,000)	8.50%
Used	72 months (value under $20,000)	9.00%
	143 months (value over $20,000)	9.50%

**Overdraft	varies	**12.90%

Not Fully Secured by Shares/Signature	varies	12.00%
Line of Credit	varies	12.00%

Fixed Rate First Mortgages	up to 180 months	7.00%

Fixed Rate Second Mortgages	up to 84 months	8.00%
* Annual Percentage Rate **Rate not subject to risk pricing

LOAN CALCULATOR

Calculate a payment estimate. This calculation is only an estimate and may not represent accurate payment amounts. Factors that may affect this include the rate, the term, your credit score, and any documentation fees that might be necessary.